Finray platform · The core
Corebanq
Ledger, accounts, and payment operations for regulated institutions.
Double-entry posting, continuous reconciliation, and SIC/SEPA/SWIFT/instant rails — built to be audited as a matter of course.
The problem
Most regulated operators run core ledger functions on assembled stacks that cannot prove posting integrity under scrutiny. Reconciliation is retroactive. Audit evidence is retrofitted. Corebanq replaces the stack with a single ledger designed for institutions that cannot afford improvisation.
A look at the ledger
What operators see when they open Corebanq.
Representative UI preview · values synthetic · not a live customer environment
What Corebanq does
Capabilities
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Double-entry ledger
Posting integrity enforced at write time, not reconciliation time.
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Accounts model
Multi-currency, multi-entity, multi-ledger partitioning.
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Payment operations
SIC, SEPA, SWIFT, and instant rails — with exception workflow built in, not bolted on.
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Reconciliation
Runs continuously. Differences become tasks the operator can act on, not quarter-end PDFs.
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Event stream
The same data the operator runs on is the data the auditor reads.
Why it is different
- Posting integrity enforced at write time — drift is not possible after the fact.
- Exception workflow is a real object with state, owner, and history — not an email chain.
- The audit trail is the live event stream, not a report generated from it.
Applied on Corebanq
Solutions built on Corebanq
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SwissKonto
Corporate banking experience for Swiss-regulated institutions.
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Zahlex
Payment operations with validation, enrichment, and exception handling.
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BitKonto
Digital-asset operations for custody-adjacent treasury accounts.
On Gartner Peer Insights
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Bring one operating problem. We will map it to ledger state, risk decisions, control evidence, and deployment constraints.